We speak your industry's language, not just GAAP.

Challenges

• Owners mix personal and business spend, so profit looks better than cash.
• Month-end closes slip when bookkeeping sits behind day-to-day operations.
• Entity choice, payroll, and estimated taxes get decided too late in the year.
• Banks and buyers ask for clean statements the team cannot produce on short notice.

How Pear helps

• We keep monthly books current so you always know cash and margin.
• Tax planning runs with the books, not as a year-end scramble.
• Entity, payroll, and owner pay stay aligned with how you actually operate.
• We package statements lenders and partners can trust.

Challenges

• Inventory and COGS drift when POS, purchasing, and the ledger disagree.
• Multi-location P&L hides which stores actually make money.
• Sales tax rules change as you add cities, states, or pop-up events.
• Returns, discounts, and gift cards break a simple cash view of profit.

How Pear helps

• We reconcile POS and inventory into one clear retail P&L.
• Location-level reporting shows which stores carry the business.
• Sales tax reviews keep registrations current as you expand.
• Month-end closes stay tied to what sold on the floor.

Challenges

• Marketplace payouts and fees blur true margin by SKU and channel.
• Economic nexus thresholds appear faster than most DTC teams expect.
• Inventory and COGS drift when Shopify, Amazon, and the ledger disagree.
• Returns, gift cards, and promotions break a simple cash view of profit.

How Pear helps

• We reconcile channels into one P&L so margin is real, not guessed.
• Sales tax nexus reviews tell you where to register before it is a problem.
• Inventory and COGS close on a monthly rhythm you can plan around.
• Tax prep uses the same channel data your operators already trust.

Challenges

• Owner draws and W-2 pay get mixed, which creates tax and cash stress.
• Payer mix and billing delays hide true practice profitability.
• Multi-location or multi-entity stacks need clean intercompany tracking.
• Payroll, benefits, and contractors add compliance load for small teams.

How Pear helps

• We separate practice P&L from owner pay so decisions stay clear.
• Monthly closes show cash and collections trends, not just bank balances.
• Entity and payroll setup stays aligned with how the practice actually runs.
• Tax planning covers the practice and the owners as one conversation.

Challenges

• WIP and unbilled time make revenue look healthier than cash.
• Partner draws and allocations need a clear basis every quarter.
• Project margins disappear when time, contractors, and expenses sit apart.
• Growth into new states adds payroll and income tax complexity.

How Pear helps

• We build reporting that ties utilization, WIP, and billed work together.
• Partner packs show draws, allocations, and firm health in plain language.
• Project-level views help you price and staff with better data.
• Multi-state and payroll compliance scale with your headcount.

Challenges

• Holdcos, SPVs, and property entities multiply compliance deadlines.
• Property-level P&L gets lost when everything sits in one bank account.
• Investor and lender packages need clean books on a predictable calendar.
• Depreciation, cost segregation, and entity elections need early planning.

How Pear helps

• We keep multi-entity books reconciled on one compliance calendar.
• Property-level reporting shows cash and performance by asset.
• Annual reports and filings stay tied to the same ledger investors see.
• Tax planning covers the portfolio and the owners together.

Challenges

• Job costing and percentage of completion need discipline every month.
• Draw schedules and retainage break simple cash accounting.
• Contractors, W-2 crews, and equipment inflate payroll and 1099 risk.
• Change orders and materials spend hide true job margin until it is too late.

How Pear helps

• We set cost codes and closes that match how your jobs actually run.
• Revenue and cost recognition stay aligned with project status.
• Payroll and 1099 workflows reduce year-end classification surprises.
• Job-level views help you price the next bid with better data.

Challenges

• Restricted and unrestricted funds get mixed in a single bank view.
• Grant budgets and actuals drift without a clear monthly close.
• Form 990 prep starts late when the chart of accounts is not grant-ready.
• Boards need statements that explain mission spend, not just totals.

How Pear helps

• We set fund tracking so restricted dollars stay visible all year.
• Monthly statements connect grants, programs, and overhead clearly.
• 990 prep uses the same books your board already reviews.
• We help with policies and workpapers that keep audits calmer.