Industries
We speak your industry's language, not just GAAP.
Six sectors. Distinct playbooks. Accounting that matches how your business actually makes money.
01 / 06
SaaS & Tech Startups
Books that keep up with ARR, burn, and the next board deck.
Challenges
- Deferred revenue and ASC 606 make monthly closes messy without a clear policy.
- Founders need runway and KPI packs that investors actually trust.
- R&D credits and equity events get missed when tax sits outside the books.
- Multi-state remote teams create payroll and nexus surprises.
How Pear helps
- We set revenue recognition and close books that match how you sell.
- Fractional CFO support builds forecasts, burn, and board-ready reporting.
- Tax and R&D work stays tied to the same ledger your board sees.
- We map payroll and sales tax as you hire and sell across states.
40hrs
average founder time saved per month on books and reporting
“Pear cleaned our deferred revenue and gave us a board pack we did not have to rewrite the night before.”
02 / 06
E-commerce & Retail
Inventory, channels, and nexus in one clear financial picture.
Challenges
- Marketplace payouts and fees blur true margin by SKU and channel.
- Economic nexus thresholds appear faster than most teams expect.
- Inventory and COGS drift when Shopify, Amazon, and the ledger disagree.
- Returns, gift cards, and promotions break a simple cash view of profit.
How Pear helps
- We reconcile channels into one P&L so margin is real, not guessed.
- Sales tax nexus reviews tell you where to register before it is a problem.
- Inventory and COGS close on a monthly rhythm you can plan around.
- Tax prep uses the same channel data your operators already trust.
12+
states where we commonly map nexus for growing DTC brands
“We finally saw margin by channel instead of fighting payout CSVs every month.”
03 / 06
Healthcare Practices
Practice cash flow, payroll, and owner pay without the fog.
Challenges
- Owner draws and W-2 pay get mixed, which creates tax and cash stress.
- Payer mix and billing delays hide true practice profitability.
- Multi-location or multi-entity stacks need clean intercompany tracking.
- Payroll, benefits, and contractors add compliance load for small teams.
How Pear helps
- We separate practice P&L from owner pay so decisions stay clear.
- Monthly closes show cash and collections trends, not just bank balances.
- Entity and payroll setup stays aligned with how the practice actually runs.
- Tax planning covers the practice and the owners as one conversation.
98%
on-time monthly closes for practices on a standard engagement
“Our distributions and payroll finally matched how the practice actually works. Tax season stopped being a scramble.”
04 / 06
Professional Services
Utilization, WIP, and partner numbers you can run the firm on.
Challenges
- WIP and unbilled time make revenue look healthier than cash.
- Partner draws and allocations need a clear basis every quarter.
- Project margins disappear when time, contractors, and expenses sit apart.
- Growth into new states adds payroll and income tax complexity.
How Pear helps
- We build reporting that ties utilization, WIP, and billed work together.
- Partner packs show draws, allocations, and firm health in plain language.
- Project-level views help you price and staff with better data.
- Multi-state and payroll compliance scale with your headcount.
1 pack
monthly partner report instead of five conflicting spreadsheets
“We stopped arguing about WIP in partner meetings. The numbers finally told one story.”
05 / 06
Real Estate & Construction
Job cost, draws, and entities that stay tied to the work.
Challenges
- Job costing and percentage of completion need discipline every month.
- Draw schedules and retainage break simple cash accounting.
- Holdcos, SPVs, and project entities multiply compliance deadlines.
- Contractors, W-2 crews, and equipment inflate payroll and 1099 risk.
How Pear helps
- We set cost codes and closes that match how your jobs actually run.
- Revenue and cost recognition stay aligned with project status.
- Multi-entity books and annual reports stay on one compliance calendar.
- Payroll and 1099 workflows reduce year-end classification surprises.
3 layers
typical entity stack we keep reconciled for developers and GCs
“Job cost finally matched the field. Draws and books stopped living in two different worlds.”
06 / 06
Nonprofits
Restricted funds, grants, and a Form 990 path the board trusts.
Challenges
- Restricted and unrestricted funds get mixed in a single bank view.
- Grant budgets and actuals drift without a clear monthly close.
- Form 990 prep starts late when the chart of accounts is not grant-ready.
- Boards need statements that explain mission spend, not just totals.
How Pear helps
- We set fund tracking so restricted dollars stay visible all year.
- Monthly statements connect grants, programs, and overhead clearly.
- 990 prep uses the same books your board already reviews.
- We help with policies and workpapers that keep audits calmer.
990-ready
year-end packages built from the same monthly fund reports
“Our board finally saw restricted funds without a side spreadsheet. Grant reporting got simpler overnight.”





